Build, analyse, optimise and monitor every portfolio.
With analytical depth that makes a difference. BTi brings the entire portfolio management process together in one professional suite: from risk profiles and guided portfolio construction to quantitative analysis and ongoing monitoring of all portfolios.
For financial advisers and portfolio managers who want to attend to every detail, evaluate their decisions and devote more time to what matters.
DEFINE THE RULES BEFORE BUILDING THE PORTFOLIO
Turn each portfolio's rules and limits into verifiable parameters you can consult at any time.
Every client is different. Their limits should be too.
Create customised profiles, assign them to portfolios and use them both during construction and for subsequent checks. You can create, edit, duplicate or delete them: you define the thresholds rather than accept standard parameters imposed by the platform.
Set the maximum permitted weight of a single position.
Set limits for individual geographic regions and currencies.
Establish maximum volatility and peak-to-trough loss thresholds.
Specify how far each position may deviate from its target weight.
Set minimum and maximum ranges for equities, bonds, money-market instruments, cash and other categories.
Apply and reuse profiles across portfolios; their constraints become verifiable criteria for ongoing monitoring.
FROM ASSET CLASSES TO INDIVIDUAL HOLDINGS, WITHOUT LOSING CONTROL
Why it matters. Build each portfolio with control over its structure, from overall allocation to underlying exposures and individual instruments, without losing sight of client constraints.
Guided construction, professional precision.
Design your portfolio through a structured workflow: define allocation, specify exposures, select securities and check the final composition before moving on to analysis.
Allocate capital across equities, bonds, money-market instruments, commodities and cash, subject to any limits in the risk profile.
Distinguish global, US, European, emerging-market, Japanese, Asia-Pacific and other exposures, rather than using a single undifferentiated equity allocation.
Specify euro-area or global government bonds, US Treasuries, corporate, high-yield, aggregate, inflation-linked, convertible and defined-maturity exposures.
Allocate exposure across gold, other precious metals, diversified or individual commodities and money-market instruments.
Screen UCITS ETFs, individual equities and bonds by category, region, currency, issuer, distribution policy, TER and relevant characteristics. Where available, consider quantitative volatility and expected-return measures too.
Check that weights are consistent and that overlapping exposures, such as a global ETF alongside a regional ETF, do not create unintended concentrations. Save the portfolio for more detailed analysis.
DON'T STOP AT THE FIRST ALLOCATION
Why it matters. Move from theoretical comparisons towards a practical reallocation of portfolio weights, seeking a more rational, efficient structure aligned with the client's objectives.
Compare alternatives, not hunches.
The same instruments can produce different risk/return profiles depending on their weights. BTi plots the combinations considered by the model on the efficient frontier and lets you select an allocation to investigate further.
View combinations considered efficient under the available data and assumptions.
Identify the portfolio structure that minimises volatility under the chosen model.
Examine the allocation that maximises the ratio of expected excess return to risk.
Compare alternative allocations along the frontier and their risk/return trade-offs.
See how each holding's weight changes between the starting portfolio and alternative allocations.
From current weights to target weights: suggested purchases or sales, amounts and, where calculable, indicative quantities. It does not execute orders or automatically account for costs, taxes or minimum trading lots.
SEE WHAT PORTFOLIO WEIGHTS ALONE CANNOT REVEAL
Why it matters. Examine every aspect of portfolio construction, distinguishing apparent diversification from the risk actually taken.
Real portfolio risk deserves more than a single percentage.
BTi combines complementary analyses to understand concentrations, exposures and relationships between holdings. Each perspective answers a different question and contributes to a more accurate overall picture.
Simulate the estimated impact of adverse shocks, including a sharp equity market decline and an inflationary scenario affecting equities and bonds.
Examine common drivers that may influence the behaviour of instruments and the portfolio.
Analyse asset classes, sectors, geographies, currencies and other available dimensions. Where ETF holdings data is available, BTi examines the underlying securities to reconstruct aggregate exposure rather than stopping at the fund-level allocation.
Identify which instruments contribute most to overall volatility, even when their portfolio weights are relatively small.
Distinguish capital weights from the estimated contribution of each position to portfolio returns.
Analyse beta, systematic risk and required return using the Capital Asset Pricing Model.
TEN ETFs DO NOT NECESSARILY MEAN TEN DIFFERENT EXPOSURES
Why it matters. Understand the securities you hold indirectly through ETFs, their estimated weights and where unintended overexposures may arise. Accuracy depends on the availability and recency of holdings data.
Do you really know which securities you own indirectly?
Different ETFs may hold the same stocks: the number of funds alone therefore does not describe diversification. Overlap analysis lets you compare available holdings and recognise hidden concentrations.
Where holdings data is available, BTi reconstructs indirect exposure to individual securities, weighted by each ETF's allocation within the portfolio.
Identify companies held by multiple ETFs and assess their combined weight.
See how much effective exposure to an individual stock comes from your ETFs, as if you held it indirectly through a single consolidated portfolio.
Recognise when adding an ETF increases existing concentrations instead of improving diversification.
THE RIGHT BENCHMARK CHANGES HOW YOU INTERPRET RESULTS
Why it matters. Assess performance and risk against a benchmark that better reflects the strategy actually adopted.
Don't compare every strategy with the same index.
Choose a comparison appropriate to the portfolio's structure. BTi offers several benchmarks and lets you construct a synthetic benchmark with custom components and weights.
Compare the portfolio with an index consistent with its exposure.
Use benchmarks linked to the sectors relevant to the strategy.
Assess differences relative to a reference portfolio allocation.
Combine multiple components with your chosen weights to represent a multi-asset allocation.
Use the chosen benchmark to assess performance and relative characteristics in modules that support it.
Avoid misleading conclusions drawn from comparisons with inappropriate benchmarks.
ASSESS THE PORTFOLIO AS A FINANCIAL INSTRUMENT
Why it matters. Document investment decisions precisely using a broad set of measures, rather than assuming that attractive total returns necessarily imply satisfactory risk characteristics.
Final returns are not enough: the journey matters.
BTi creates synthetic representations of portfolio performance by combining the data and weights of its holdings. This allows you to track the portfolio's evolution like a listed instrument, within the limits of available data frequency and history.
Reconstruction and updating of the portfolio's history using available holding prices and portfolio composition.
Set alerts on the synthetic portfolio value and, where supported, Bollinger Bands. Alerts are checked while the platform is in use; server-side notifications are not guaranteed when the browser is closed.
Historical comparison with the benchmark, including returns, volatility and behavioural differences and, where calculable, alpha.
Examine beta, correlation, R², Value at Risk, returns and volatility in the panels where those metrics and sufficient statistical coverage are available.
Assess annualised returns (CAGR), volatility and risk required per unit of return across rolling windows.
See whether portfolio characteristics persist or change across different periods.
MONTE CARLO: EXPLORE THE FUTURE UNDER PORTFOLIO ASSUMPTIONS
Why it matters. Complement portfolio construction with scenario-based financial planning to support discussions of long-term needs and objectives without presenting simulations as promises.
Explore potential wealth trajectories, not certainties.
BTi uses statistical simulations to assess how wealth might evolve under assumptions about returns, risk, investment horizon and the client's planned financial requirements.
Set the number of years over which to examine potential capital growth.
Include additional contributions at the selected amounts and intervals.
Assess the impact of regular withdrawals on the projected wealth trajectory.
Consider purchasing power and real values under the available assumptions.
Examine adverse, central and favourable outcomes consistent with the simulations performed.
Assess how withdrawals affect long-term wealth and the likelihood of meeting financial objectives.
A COMPLETE, UP-TO-DATE VIEW OF CLIENT ASSETS
Understand your clients' overall financial positions and follow the daily evolution of their portfolios to support better-informed assessments and recommendations.
Simply upload an Excel file containing the client's holdings: BTi automatically reconstructs the portfolio, allowing you to analyse its composition, asset allocation, exposures, performance and risk.
Each day, as new market prices become available, the platform updates holdings valuations and total portfolio value, making changes in client wealth easy to review.
Subsequent purchases, sales, contributions and withdrawals are entered by the adviser directly into BTi to keep the reconstructed portfolio current.
Evaluate potential interventions with an understanding of the client's overall financial position, existing exposures and actual risks. Your recommendations can then be informed by a detailed view of the assets you oversee rather than by the isolated analysis of a single instrument.
BTi reconstructs holdings from an Excel file and updates valuations daily using new market prices.
Start from an existing portfolio rather than entering every holding manually.
Update the reconstructed account with purchases, sales, contributions and withdrawals, including supported income components such as dividends and coupons.
Track portfolio development and compare performance with an appropriate benchmark.
Check drawdown, volatility, concentration by instrument, asset class, geography and currency, and deviations from target weights against active thresholds.
Compare target and current allocation, and review what has changed since the previous check.
ALL CLIENT PORTFOLIOS IN ONE SCREEN
Why it matters. An adviser can quickly identify portfolios requiring further investigation without opening every client account; a portfolio manager can compare strategies and risks in a unified view.
Less time finding problems. More time managing portfolios.
When monitoring many portfolios, opening each one to check every parameter takes time. BTi's Portfolio Overview brings key information into a table and flags situations that warrant attention.
Review names, associated accounts, assets, risk profiles, allocation and exposures across portfolios.
Assess returns for the current month, 1, 3, 6 and 12 months, year to date and longer horizons where sufficient history is available.
Monitor current and maximum drawdown, volatility and Sharpe ratio, together with overall limit status.
Highlight portfolios that move outside their specified rebalancing bands.
Identify breaches of limits for individual instruments, asset classes, geographies, currencies and drawdown, and volatility where configured.
Customise columns to focus on the indicators relevant to your monitoring process.
PRESENTATION-READY ANALYSIS, WITH YOUR OWN BRANDING
Why it matters. Save the time spent preparing much of your presentation material manually and devote more attention to portfolio decisions and client requirements.
More value for clients, less time spent on presentations.
Financial work should focus on analysis rather than repetitive document formatting. BTi includes PDF export tools that let you present results in a professional format.
Export supported analyses to documents suitable for review and presentation.
Customise the cover with your name or firm's name and logo.
Add your contact information and website if you wish.
Keep documents consistent without rebuilding every presentation from scratch.
YOUR PORTFOLIO DATA REMAINS UNDER YOUR CONTROL
Why it matters. Protect your work and transfer it without rebuilding profiles, portfolios and analyses from the beginning.
Local storage and controlled transfers.
Under the current architecture, operational portfolio and profile data is stored in the professional's browser, rather than in a dedicated BTi cloud repository for client records. Services required for prices and analysis may still process technical requests; this is not the same as centrally storing client portfolios.
Export locally stored portfolio management data and supported configurations to a file.
Reimport your backup to recover data and continue working.
Transfer your work by exporting from the old device and importing onto the new one.
Use the recovery function for daily copies stored in the supported environment.
The absence of bank login credentials and local storage of configurations reduce the exposure of sensitive information.
Professionals should keep secure, up-to-date backups, particularly before changing browsers or computers.
Greater depth in every analysis. Greater control over every portfolio.
Start with constraints, build your allocation, compare alternatives, analyse real exposures and monitor assets and results over time. Not disconnected tools, but an integrated process for your everyday work.
BTi provides analysis and research tools, not personalised recommendations or guarantees of results. Calculations depend on data availability and model assumptions. Portfolios monitored without access to banking accounts are reconstructions based on user-provided data.
CHOOSE YOUR BTi PLAN
Flexible plans to access BTi, from individual professional needs to tailored solutions for teams and organisations.
MONTHLY
For maximum flexibility when accessing BTi.
- Access to the BTi platform.
- Market intelligence and quantitative tools.
- Ideal for getting started without an annual commitment.
QUARTERLY
For more consistent use of BTi.
- Access to the BTi platform.
- Analysis and tools updated over time.
- An intermediate option for recurring use.
ANNUAL
For professionals looking to integrate BTi into their ongoing investment analysis workflow.
- Annual access to the BTi platform.
- Ideal for ongoing use.
- The most cost-effective plan over the long term.
CORPORATE
Tailored solutions for teams and organisations.
- Multiple user accounts for teams or organisations.
- Configurations tailored to professional needs.
- Commercial terms available on request.
Individual plans include a one-day free trial. The first payment is taken at the end of the trial unless you cancel during the free period. BTi provides analytical, research and market intelligence tools and does not constitute personalised financial advice.